The Warehouse Card Exclusive treats Get the latest news Make payment Misplaced your card Apply now Terms & Conditions

Representative 29.9% APR Variable


The Warehouse Card

Exclusive Treats

You automatically become a member of our generous loyalty scheme when you open a Warehouse Card.
Earn points every time you shop in store and online at - it's the savvy way to shop - here's how it works:

  • Earn 1 point for every £1 spent in store or online
  • As your points add up, we convert them into vouchers
  • 100 points = a £5 voucher - that's 5% back to treat yourself!
  • 200 points = £10 voucher
  • 300 points = £15 voucher - And so on...

We'll send you your style treat vouchers 4 times a year

Plus, as a cardholder you receive:

  • Double Points on your first purchase so you're well on your way to your first voucher
  • 20% off in store* - to welcome you to the scheme, you'll receive an exclusive discount voucher with your new card

Other great reasons to use your Warehouse Card include:

  • Up to £500 instant credit*
  • Up to 55 days interest free credit a great way to buy the Warehouse product you love, when you want it!
  • You can use your card in store or online at
  • You can also use you card in Oasis stand alone stores




The Warehouse Card

Misplaced Your Card

If your card is lost or stolen, or someone else uses it without your permission, you must call Ikano immediately on 0871 781 3055*

*Calls to this number are charged at 10p per minute from a BT landline. Calls from other networks may vary, and from mobiles will be considerably more


The Warehouse Card

Terms & Conditions

This information summarises the main Warehouse Card features. It does not replace any legal conditions and we ask you to read the full terms and conditions for more information

Representative 29.9% APR variable

Interest free period
Up to 55 days on purchases if your balance is paid off each month by the 'payment to reach us by' date. We will charge interest from the date of the purchase until the date that the outstanding balance is repaid in full (see condition 7 in terms and conditions on the application form for further details)

Allocation of payments
Any payments that you make which is insufficient to repay the full balance on your account will be applied to cover any insurance premium due as a priority. Payments will then be allocated to pay any higher interest rate balances off first, before any lower interest rates. When payments are allocated to each different balance they will be applied in the following order, default fees and charges, interest and then purchases

Minimum payment
Every month you must pay at least the minimum amount set out on your statement. This will be either 4% of the outstanding account balance or £4, whichever is greater. Any default fees you may have been charged may also be included if you opened your account on or after 1st January 2011

Annual fee

Minimum Amount of Credit £100
Duplicate copy of a statement £2.50 (per statement)
Default charges £12 for late payments, cheques returned 'refer to drawer', unpaid direct debits and for exceeding your credit limit

For more details click here>


The Warehouse Card

This month's style treat

Get rewarded for shopping!

Shop 24.7/365 on your Warehouse card and watch the points start clocking up. As a Warehouse cardholder, you automatically joined our loyalty scheme when you opened your account. This means that every time you shop in store and online at on your card you will earn 1 point for every £1 spent and as they add up, we'll turn them into treat vouchers.

You'll get your treat vouchers four times a year and here's how it works:

100 points = a £5 voucher - that's 5% back to treat yourself!
200 points = £10 voucher
300 points = £15 voucher - And so on...

This month's points exclusive...

Get double points on dresses and triple points on Spotlight this month, with our exclusive offer running from 14th-30th April. You can earn double points (that's 10% back) when you shop our dresses collection and triple points when you shop our Spotlight collection. We've got dresses for every occasion so why not pop into your nearest store or visit the site to check them out?

Terms and Conditions:
You will earn double or triple points when you spend on your warehouse card on dresses or the Spotlight collection.
Every time you make a purchase at Warehouse using your Warehouse Card, the value of the purchase will be recorded on your account and you will earn 1 point for every £1 spent. You will be sent a quarterly statement showing the value of transactions recorded on your Treat account in your statements on the 10th of the following months, November, February, May and August. The calculation of the points will only be calculated up to the 1st of that month. Warehouse vouchers will be issued in the name of the Warehouse main cardholder, and are not transferable. Warehouse vouchers may only be spent in Warehouse stores.